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Dave Gormley is often a Spouse at Andrews, Bongar, Gormley & Clagett and is also the head of our bankruptcy and property departments. He has been handling bankruptcy cases since the nineteen nineties – even before the bankruptcy regulations changed so dramatically in 2005.
University student financial loans. These keep on being enforceable Except the filer proves undue hardship, which requires significant evidence of maximum monetary distress.
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The 2nd variety of debt—unsecured debts—usually are not backed by collateral and include things like medical payments and charge cards. You might not should pay unsecured debts in full so long as your prepare:
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A bankruptcy attorney can assess your economical circumstance and select which debts qualify for discharge less than Maryland and federal bankruptcy legal guidelines.
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